More value for your banking customer

By allowing your customers to convert their bank balance and incoming payments into higher value gift cards, you help increase their spending power and satisfaction while also earning a commission.

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Unlock your payout's potential

We market liquidity and allow your customers to get more from their money, our top priority and yours.

New revenues


Make new revenues

Whenever a customer converts part of their payment or bank balance into a merchant's gift card, OptioPay receives a commission from that merchant. We share that commission with you, which typically far exceeds traditional transaction fees. 

Let customers benefit from your payouts.

Let customers benefit

From bank balances to dividends and interest; customers can increase their spending power by converting them to higher value gift cards.  




Increase bank balances

By choosing gift cards customers typically boost their spending power by 20% or more. For example,  €100 in liquidity from a payment or existing bank balance can be instantly converted to a €120 gift card with one of our +60 partner merchants.

Business opprtunity

Opportunities for all

By marketing OptioPay on a B2B basis and offering our payment solution to your business customers, you can benefit from an indefinite revenue source. For every payment made to employees and customers, your commission exceeds traditional transaction fees.

These banks trust OptioPay

1st place Innovation

OptioPay is already making waves in the financial world. In 2015 we won the INNOVATIONSforBANKS competition in Cologne, winning over a jury of Finance and IT experts.

Attractive and simple 

Sleek, sophisticated and suited to your needs; OptioPay integrates easily with your existing payment process and corporate branding.

No change

Seamless integration

OptioPay can be integrated directly into your system. The whole process is managed by our development team who will adapt to your specific needs and requirements.

white label

White label platform

Our system can be completely customised to reflect your corporate brand and identity. Everything from the payment platform to customer emails is completely determined by you.

Three reasons you should already be using OptioPay

We'll help your bank increase its revenue whilst also increasing the happiness of your customer base.

Differentiating factor

Differentiating factor

Our unique business model offers your customers greater flexibility and spending power. Stand out from the crowd by offering more.

New income

New income

Our commission payment shared with you will far exceed traditional revenue streams and increase your margins.

Happier customers

Happier customers

OptioPay users are satisfied customers. Our system has been shown to improve customer feedback and loyalty.

All your payments, one platform.

OptioPay can handle a variety of payment cases for which banks would need to send money to their customers.

Data safety

Payment security is our #1 priority

OptioPay has a state-of-the-art, fully secured IT payment system. Our transactions are operated by fintechgroupbank.

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Data safety

Customer data is securely encrypted and handled with the utmost confidentiality.

We are on a mission to improve how people receive their money

Request a demo and see how we can make the most of your payments.

If you have any questions please contact:

 Marcus B.png

Marcus Börner