We are OptioPay, the leading BAFIN licensed FinAdTech.

We are building the worlds leading financial advertisement technology company by providing personalized and value adding recommendations to users based on their bank account data.

Our company, backed by international venture capitalists and banks, is based in Berlin with a talented team of 45 hailing from no less than 23 nations. All possess exceptional drive and strong passion to develop the best Open Banking technology.

We started our journey by creating the first payment solution software for marketing payouts and became an established processor for +40 business clients such as R+V, HDI, AXA, Gothaer and DHL. The product had developed to Open Banking solution in 2018 offering personalized and value-adding recommendations based on user’s bank account data.

OPTIOPAY Key Management

Marcus Börner


I founded my first company reBuy.com when I was 17 years old. Rebuy became Germany’s Re-commerce leader, raised ~50M€ and now employs over 500 employees, with annual revenues of more than 150M€. Besides rebuy I co-invested in about three dozen companies from many industries. Optimizing rebuy’s payouts by distributing our own gift cards was the initial spark for me to start OptioPay. Together with our wonderful team, I am now driven to unlock the great potential that lies within marketing liquidity & Open Banking. I am inspired by entrepreneurial habits and feel an urge to solve big problems through great customer-centric products and technology.

Oliver Oster


As an admitted lawyer to the Berlin law bar with experience in restructuring, banking and corporate law, I started OptioPay with my childhood friend Marcus in September 2014 after dropping out of the rat race of Frankfurt. Besides my law degree I founded Feedback Fabrik GmbH, an import company focused on goods from China and published several essays and a book about corporate law. Football and sports are next to working at OptioPay my biggest passions. I deeply enjoy working with our great team at OptioPay and trying to change things fundamentally. Disrupting the way people receive money, advertising liquidity and creating value for people makes me happy.

Erik Meinders


I started my career in the old economy and worked my way up to CPA and Corporate Restructuring to mid-market Finance Director. After that I held roles as a CFO in various industries moving on to Private Equity-backed large cap businesses, most recently in the #1 Insurance Software vendor globally, where I entered the Dutch operation as a CFOO and one and a half year later CEO. After having spent three and a half year in that company I decided to move on and I was focussed on moving to co-running one of Europe’s top FinTechs as a CFO. That is what brought me to Optiopay!

Artashes Torosyan


I wrote my first program when I was 10 years old which drove my passion for technology, kick starting my professional career at the age of 18. Gathering experience in multiple global companies in various positions ranging from developer to CTO, I was managing a team of 50 IT professionals in less than 10 years. Originally from Armenia, I moved to Berlin in 2013 and began working as a CTO in various start-ups including InsurTech, Payment Processing Systems, Art and Collectible Trade and Matchmaking/Dating. I combine technological innovation with disruptive business ideas, thus joining the great OptioPay Team to build and scale the disruptive future of payouts.

Our team and office culture

Join Our team

OptioPay is a Berlin-based FinAdTech company creating payment and open banking solution software. We change the way people receive payments and revolutionize businesses with open banking technology. We are growing and therefore hiring for different departments.


Start applying. We have the right position for you.

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