More value for your banking customer

OptioPay enables your customer to increase the value of their money. By turning liquidity into higher-value gift cards, let this be a new profit center for you.

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Unlock your payout's potential

OptioPay market liquidity and thereby gives your customer power to make more
out of their money - something every bank should have as top priority.

 

Make new revenues

Whenever a customer converts part of their payment or bank balance into a merchant's gift card, OptioPay receives a commission from that merchant. We share that commission with you, which typically far exceeds traditional transaction fees. 

Let customers benefit from your payouts

Be it dividend payouts, interest payouts or bonus payments, a bank has many reasons to send money to their customers. Make more out of you customer's money by enabling them to choose gift cards with a higher value. 

Increase customer's bank balance

There is nothing more satisfying for your customers than increasing their bank balance. Using OptioPay, customers can turn their bank balance into higher-value gift cards. This way, a 100 € payment can be turned into a 120 € gift card with one of our + 40 partnering merchants. 

Let your opportunity become your business' customers opportunity

Make yourself into a better business bank by marketing OptioPay to your business' customers and benefit from the commission they generate through paying out their employees and customers with our platform!

These banks trust OptioPay

OptioPay came in first place at the 2015 INNOVATIONSforBANKS pitch-competition in Cologne and convinced a jury of leading Finance and IT experts. 

Attractive and simple 

We've designed OptioPay to easily integrate with both your existing payment processes
and your corporate branding, all of which require very few changes from your side.

Seamless integration

OptioPay can be integrated directly into your system and comply with all of your requirements. The whole integration task is managed by our development team.

White label platform

Complete the experience by customising our platform to your corporate branding. Everything from the payment platform, down to emails can be determined by you.

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Three reasons why you should use OptioPay

We'll help your bank increase its revenue whilst also increasing the happiness of your customer base.

Differenciating factor

Be different from your competitors by offering more value and flexibility to your customer.

New income

Our commission payment shared with you will far exceed traditional revenue streams and increase your margins.

Happier customers

Implementing a new tool into your online banking, making a proven increase to your customer's happiness.

All your payments, one platform.

OptioPay can handle a variety of payment cases for which banks would need to send money to their customers.
Bank Balance Payouts
Interest Payments
Dividend Payments
Account Opening Bonuses
Loan Payouts
And many more...

Payment security is our #1 priority

OptioPay has a state-of-the-art, fully secured IT payment system. Our transactions are operated by biw bank, which also processes German pensions.

Data safety

You can rest assured that your recipient's data is safely secured. When stored, it is encrypted and always handled confidentially.

We are on a mission to improve how people receive their money

We're on a mission to improve how people receive their money

Request a demo today and discover how OptioPay can help your bank
tap into its full payment potential.

Our Offers

Partners

Interested in advertising with OptioPay?
Distribute your gift card, and sell your products at the best moment to a premium audience.

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